The Basics of Your Illinois Car Crash

Car accidents can upend your life in unexpected ways. You know that you can expect high expenses for you medical care and car repairs, of course, but what about your mental health? That’s not to mention your lawsuit, too. It might even be required to get the full compensation you deserve for your claim.

Unfortunately, it can be tough to get answers and get your compensation without help. Now, I’m not a lawyer, but I am someone who understands just how hard it is to get the right information from the Internet. So, read on about the basics of your Illinois accident so that you know what to expect before you call a car crash lawyer in Rockford.

Fault Laws Will Affect Your Claim

First, you’ll need to know who’s responsible for your injuries. Your recovery depends on getting compensation from the right person. So, who should you be looking for, or should you file a claim with the insurance company?

Illinois is a fault state, which means that the person responsible for your injuries is also responsible for paying for those injuries. In practice, this often means that you’ll file a third-party claim with the other driver’s insurance company, or you’ll file a claim with your insurance company and let them seek compensation from the other company.

However, the insurance company may not always help you get the compensation you deserve, especially if you’re underinsured or uninsured and your coverage won’t pay. In these cases, you’ll need to file a claim against the responsible driver for your accident.

Compensation Offered After an Auto Accident

Once you file that claim, you’ll need to seek compensation for your losses. That includes both your financial losses and your emotional suffering.

Your economic damages should include any losses that you’ve had to pay for. For example, the costs of repairing or replacing your car might be included. These damages can usually be found by adding or estimating the losses you’ve suffered.

However, you’ve not just suffered financially. You’ve suffered serious emotional losses that can impact your mental health. These damages are intangible, meaning they don’t have a specific price like a car might, but they’re still important. Typically, these damages are decided based on the impact they’ve had on your life.

So, if you’re hurt in a car wreck, you might be eligible for compensation. For example, that compensation might include any of the following damages:

  • Hospital bills
  • Property damage
  • Lost wages
  • Pain and suffering
  • Mental trauma

Illinois Car Wreck Law and Your Claim

If you’ve been injured in a car accident, understanding some of the basics of your claim can make a difference. Knowing who is responsible for your injuries and what you can do about it is a big step in the right direction.

However, you’ll also need to know how to get the compensation you’re owed and protect your claim. Understanding these steps can help you seek out a lawyer and understand all you need to know about your claim.

While I’m not a lawyer, I do understand how tough it can be to untangle your legal situation and get the full compensation you need. These basics can help you get started on the path to a full recovery.